More Buying Power. Less Hassle.
- Simple Online Application with Instant Decisioning
- Shop Offers Without Affecting Credit Score
- Receive Instant Approval
- 5-Month Purchase Window to Spend On Your Loan
- No Early Payment Penalty On Any Loans
How to Repay Your Loan
How it Works
Receive application from an
approved provider of Momnt
Submit your application and view
Get approved and funded
Transact with your merchant for up to 5 months
Frequently Asked Questions
Momnt offers multiple promotional financing options that can address your budgetary
needs. Instead of paying cash, keep more money in your pocket and get interest rates that are
typically much lower than a credit card.
Your loan is only valid to pay for products and services offered through the merchant you applied with.
Your merchant will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.
For your convenience, Momnt takes payment online or by phone. Please visit paymomnt.com or call 855-943-3485. For security purposes, be prepared to provide your Loan Number and Security PIN to verify your identity and process your payment if paying by phone.
As Momnt is a paperless company, please do not send paper checks to Momnt or the lender for your loan. If you send a paper check the payment will not be processed and the check will be destroyed.
The purchase window is the period of time following approval of your loan that you can spend the funds with the associated merchant, up to an amount equal to the credit limit approved.
If you do not spend anything, you will not owe anything and your loan will be closed at the end of your purchasing window.