Simple financing for what matters

Pay over time for services that are important to you with affordable monthly payments.

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FAQs
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Consumers

We manage your loan with personalized support

We're here to manage your loan through a Momnt merchant. Our technology connects you with the bank who funds your loan and the merchant your loan is through. If you have any questions or need help with your loan, our team is here to assist you.

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Service Pledge

We're committed to providing you with exceptional customer service and resolving any issues or concerns with your loan. If you're happy, we're happy—if you're not, we're dedicated to finding a solution.

CONSUMER support

We’re here to help

Contact our team for help paying your loan or with any questions regarding your account.
‍Nuestro equipo habla español.

Contact Us

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Hours of Operation

Weekdays

Monday-Friday

8:00 am - 8:00 pm ET

Español

Nuestro equipo habla español

Nuestro equipo de soporte está aquí para responder sus preguntas.

855.943.3485

Pay over time for what you need

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Simple & fast application

Apply for a loan easily and securely right from your own device. Your digital application processes instantly, so you can select the right loan product that best suits your needs.

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View offers with no impact on your credit score

Our soft credit checks allow you to shop pre-qualified offers without affecting your credit score.

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Shop multiple offers

Qualified borrowers will be approved in minutes and receive multiple offers to choose from.

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consumers

How Momnt works—it’s this simple

Receive application

Your Momnt merchant will send you an application invite via text or email.


1

Submit your application

Complete your digital application and see if you're pre-qualified in minutes.


2

Select your offer

Browse from multiple loan offers and select the one that works best for you.

3

Start transacting

Paying for services is as easy as sending a text message. You'll have a 5 month purchase window to transact your loan.

4
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Information

Frequently Asked Questions

Where can I use my loan?
How do I pay my merchant?
How can I make payments on my loan?
Will applying for a loan impact my credit score?
What is a purchase window?
What happens if I don’t spend anything?
Is Momnt a bank?
What is Momnt?
Why should I choose Momnt?
What type of loans does Momnt offer?
How do I create my payment portal account?
Is there a prepayment penalty?
How will I receive my monthly statements?

Resources

Take a Momnt to read our latest insights

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5 Reasons Consumers Prefer to Pay with Financing

Are you a business owner looking to provide valuable services that improve your customers’ quality of life? Offering financing options can be an effective way to make your services more accessible and affordable. By allowing consumers to pay for services through monthly installments, financing provides flexibility that often makes it the preferred choice when investing in healthcare, home improvement projects, or other important services.

Read More
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What Is Embedded Lending?

Embedded lending has become one of the most innovative and exciting areas of fintech.

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Time To Renovate? Here Are the Pros and Cons of Different Home Improvement Payment Options

Are you one of the many homeowners in the U.S. looking to start a renovation project? According to Houzz Pro, more than half of homeowners (55%) plan to renovate in 2022.

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Why Consumers Choose Promotional Financing Over Alternative Payment Methods

Traditional banking models have been disrupted and due to the pandemic, the shift towards innovation and going digital have become the undisputed priority.

View All Resources

consumers

Make a payment

Log in to set up or access your Momnt account to make a payment and more.

You can also pay your bill by phone at 855-943-3485.

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