Credit Report Authorization

I authorize Momnt Technologies, Inc. and any financial institution with whom Momnt has a written agreement to solicit, underwrite, originate, service, and collect a consumer loan for you (collectively “we”, “us”, “our”) to obtain a consumer credit report on you. We will use this authorization to verify your identity, determine the credit offers for which you are qualified and for which you are invited to apply, determine your debt and income, and evaluate a credit application if you decide to apply for a loan. You also agree that:

  1. You will be able to see the inquiry on your credit report, but it will not impact your credit score (a “soft inquiry”);
  2. After reviewing your credit report and any credit score from the soft inquiry, we may not be able to offer you a loan;
  3. This authorization is not an application for credit and you are not making an application for credit until you accept an offer from Momnt; and
  4. If you make an application for the credit offered by accepting the loan offered, Momnt may make an inquiry that may impact your credit score (a “hard inquiry”).

We may use TransUnion, Equifax, Experian, and other third-party specialty credit reporting agencies to check your eligibility for credit offers and evaluate your credit application if you decide to apply for an offered loan.