How to Offer Financing to Your Customers

Couple talking to contractor in kitchen

How to Offer Financing to Your Customers

One of the most important decisions a business can make is deciding what financing options to offer their clients. Now, more than ever, consumers are savvy and demand flexibility, security, transparency, convenience, and of course, ease. If a business is unable to provide an option that checks all those boxes, it risks losing out on potential customers and scaling over time. 


That leaves business owners asking the question, what financing option checks all of those boxes? 


The answer — Momnt.

What is Momnt?

Momnt is an embedded lending solution with built-in compliance that provides unsecured installment loans through an easy-to-use platform with state-of-the-art technology. Merchants are able to offer a flexible line of financing products through a completely digital application and transaction process. Our merchants have experienced substantial growth and overall success when they use Momnt. Why? Because we have removed the complexities of the consumer lending process and provide attractive, real-time loan offers at the moment customers need them.

What Industries Does Momnt Serve?

Currently, we work with merchants in the home improvement industry and healthcare industry. We have a team of dedicated industry experts in both industries to help train, support, and work with our merchants.

Momnt works with home improvement contractors in the following areas: 

  • Windows & Doors
  • Roofing
  • Kitchen & Bath
  • HVAC
  • Siding
  • Contractors 

Momnt works with practices in the following healthcare areas:


  • General Dentistry
  • Orthodontics
  • Prosthodontics
  • Endodontics
  • Periodontics
  • Oral Surgery
  • Pedodontist


  • Lasik/Refractive
  • Optometrist
  • Ophthalmologist


  • Audiologist
  • Hearing Instrument Specialist


  • Plastic Surgeon
  • Cosmetic Surgeon
  • Medical Aesthetics
  • Hair Replacement
  • Hair Removal
  • Dermatology 


  • General practice
  • Emergency
  • Specialist
  • Equine/Large Animal


  • Men’s Health
  • Chiropractic
  • Weight loss surgery
  • Neuropathy
  • Women’s Health

Capitalizing on every opportunity to improve the patient financing experience is important to us. Learn 5 Reasons Why Momnt Patient Financing Makes the Patient Experience Better.

What Are the Advantages for Merchants Who Use Momnt?

Providing consumers the option to finance directly with you gives you a huge competitive advantage by growing your business through innovative digital relationships.

Some advantages of using Momnt include:

  • No start-up costs
  • Choice of loan products
  • Soft credit check for pre-approval
  • High credit limits of up to $55,000 for qualifying borrowers
  • User-friendly
  • Same-day and next-day ACH payments
  • Personalized customer service

To read more about the specific advantages of each industry, check out our home improvement page and our healthcare page.


How Do I Become a Momnt-approved Merchant?

We created an onboarding process for new merchants that’s quick, simple, and easy to follow. Below is how to become a Momnt-approved merchant. 

  1. Speak with our team and receive a personalized demo
  2. Complete our simple and 100% digital merchant application
  3. After approval, complete training, and become certified
  4. Log into your merchant portal 
  5. Send loan applications to consumers
  6. Transact upon approved loans

Sign Up for a Personalized Demo to Get Started!

Are you ready to become a Momnt-certified merchant? Fill out this form to request to speak with one of our dedicated team members and we will provide you with a complimentary demo tailored to your business!


By embedding financing right in your sales process, you can create new revenue streams while providing customers with attractive loan options through a secure, convenient, and easy-to-use experience. Together, we can profoundly impact people’s lives and the world around us.