Contractor Financing

You Start The Deal, We'll Help You Close It

Momnt is an embedded lending solution for home improvement contractors to provide simple and affordable financing to their customers at the point of need.

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How Contractors Win with Momnt

Ease of Use

Our 100% digital platform makes transacting incredibly simple. Text your client an app while on the job site.

Flexible Staged Funding

Have flexible funding to meet your cash flow and project needs.

No Stipulations

No proof of homeownership, income, or job completion certificates is required.

Closed-Loop Financing

Customers can only spend their Momnt-Approved funds with you.

Same-Day and Next-Day ACH

Receive your funds quickly with Same-Day and Next-Day ACH.

Offer Codes - Only with Momnt

Tailor your finance product offering to your individual products and services.

Attractive Dealer fees

We save merchants on average 10-50% on their dealer fees.

Extended Support

Our team is here for you Monday through Friday from 8 am to 11 pm ET.

How Homeowners Win with Momnt

Soft Credit Pulls

Momnt does an initial soft-pull of credit, allowing your customers to shop prequalified offers worry-free.

True Multi-rate Offer

Select from 30+ products in four categories: same as cash, fixed payments, fixed rates, and zero interest. Your customers can choose the right loan product for their needs.

Simple & Fast

The completely digital application is simple and processes instantly, so you can select the right loan product that best suits your needs.

Homeowners Control Their Data

Your homeowner remains in control of their private information by completing the loan application on their personal device.


Using Momnt has been a game-changer for our company. We have increased our financed deal size by 65%. Our sales reps love Momnt because they can get paid faster with Momnt’s unlimited staged funding combined with the same-day payments.
Windows & Doors Contractor

How Momnt Works

1 Send Loan Application

Send your customer a loan application from any internet-enabled device.

2 Customer Shops Offers

After submitting a short digital application, your customer can see financing offers within moments.

3 You Get Paid

Instant Application approval and funding lets you request immediate payment from your device.

That's It!

Customer has 5 months to transact
with your business.

Let us help you